Lighting Matters: Choosing the Right Fixtures for Every Room

Sat, Jun 8th 2024 11:00 am by Rosette Garcia Buyer Tips

Lighting is a crucial aspect of interior design, and choosing the right fixtures for each room can significantly impact the overall ambiance and functionality of the space. Here are five reasons why lighting matters and why selecting the appropriate fixtures is essential for every room:

1. Aesthetic appeal

Different rooms serve various purposes and have unique design aesthetics. The right lighting fixtures can enhance a room's overall look and feel, complementing its style and contributing to the desired atmosphere. Whether you're aiming for a cozy, intimate space or a bright, open environment, selecting fixtures that align with the room's aesthetic can elevate the visual appeal.

2. Ta...



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May 2024 Market Recap

Fri, Jun 7th 2024 10:00 am by Rosette Garcia Buyer Tips

With many families just trying to survive and finish out the school year, May is right in between the peak spring market and the busy summer moving months. Here are a few numbers from the Coastal Carolinas Association of Realtors that caught our eye when we looked at May activity:

Supply is down month over month but way up compared to last year. The number of homes for sale dropped in May for the first time since February 2023. However, compared to May ofnlast year, we have almost 25% more inventory of properties on the market.

Pending sales are up and May finishes out with the most pending contracts (1,730) so far this year compared to prior months.  June closings should reflect this b...



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A Shout-out to Quiet Luxury Decor

Thu, Jun 6th 2024 9:30 am by Rosette Garcia Buyer Tips

The key feature of quiet luxury is an appreciation for high-quality, timeless materials such as solid wood flooring, marble countertops, natural stone and plush fabrics. It's all about creating a luxurious serene atmosphere without looking like you put too much thought into it. A room decorated in quiet luxury screams sophistication and simplicity at the same time. While it may seem expensive to implement, here are a few decorating guidelines to help you achieve the elegance of quiet luxury in your own home:

Keep it simple

The idea is to avoid clutter so that the eye is drawn to the important, high-quality pieces in the room. For decorative pieces, stick with natural materials like glas...



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Installing a Kitchen Backsplash

Wed, Jun 5th 2024 10:00 am by Rosette Garcia Buyer Tips

In order to make an informed decision, there are several things to consider before choosing a backsplash to install. You can enhance the visual appeal of your space, meet your functional needs and choose a design that stands the test of time. Let's take a closer look at what you need to consider.

Style and aesthetic

Consider the overall style and aesthetic of your space. The backsplash should complement the existing design elements, such as cabinets, countertops and flooring. Decide whether you want a backsplash that blends seamlessly with the surroundings or makes a bold statement as a focal point.

Materials selection

Backsplashes come in a variety of materials, each with unique char...



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Five Big Mistakes Never To Make When Applying For A Mortgage

Tue, Jun 4th 2024 1:12 pm by Rosette Garcia Buyer Tips

You finance a big purchase right before applying

When you apply for a mortgage, the lender looks at your debt-to-income ratio. This ratio measures how much of your gross monthly income is consumed by your monthly debts. Most lenders want your monthly debts, including your estimated new mortgage payment,  to be no more than 43% of your gross monthly income. If you finance a big purchase, such as a new car, that results in large monthly payments, your debt-to-income ratio will rise, which will give lenders pause. You might want that new car, but it's best to wait until after you've earned approval for your mortgage.

You pay your credit card bill late

When determining whether you qualify ...



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Bugs Along the Grand Strand

Thu, May 30th 2024 9:30 am by Rosette Garcia Buyer Tips

Termites:

By far, the most important bugs to become familiar with in our area are termites. Termites look like winged ants and they eat wood. That includes trees in the forests and also includes the lumber that makes up the frame of your home. If your home is not regularly treated for termites, it’s not a question of if you’ll have termites, it’s a question of when. Termites can cause very serious damage to a home and can it be severe enough to render a home structural unsound and uninhabitable. Our standard South Carolina real estate contract includes a special section dedicated to a CL-100 report. This report details the findings of a wood eating organism inspection. This inspection wi...



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Retired? You Still Need To Maintain Your Credit Score

Sun, May 26th 2024 10:00 am by Rosette Garcia Buyer Tips

Why does your credit score still matter after you retire? If you are still paying off your mortgage loan, you might want to refinance that loan one day to one with a lower interest rate. You'll need a solid credit score to do this.

Even if you've paid off your mortgage, you might want to move someday. Maybe you want to downsize, move to a warmer climate or relocate closer to your grandchildren. If you sell your current home for a high-enough price, you might not need a new mortgage. But if you don't, you'll need a new home loan. Having a high credit score will boost your chances of qualifying for the lowest interest rate on your new mortgage.

You might even want to apply for a new credi...



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Take a Powder: Decorating a Small Bathroom

Fri, May 24th 2024 2:00 pm by Rosette Garcia Buyer Tips

Decorating a small bathroom that expresses your personality and aesthetic can be challenging. Usually, these bathrooms are in high-traffic areas that see a lot of use. For that reason, care needs to be taken when planning how style and function can blend well together to create the best small bathroom possible. Here are some ideas to inspire you on your quest to make a big impact when designing your small bathroom:

Get rid of clutter — Before embarking on any renovation or design upgrade, take a good, hard look at the room to see whether it needs to be decluttered. The rule of thumb is that less is more, and this is especially true in small spaces. You want to make sure all the surfaces ...



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Classic All-American Preppy Style

Thu, May 23rd 2024 10:00 am by Rosette Garcia Buyer Tips

While preppy style started as a fashion trend, it has also influenced the understated interior design of the same name. Ralph Lauren, considered the father of all things preppy, has marketed both preppy fashion and interior design, making it accessible to a mass audience. Preppy style mimics the imagined interior spaces of "old money" Northeasterners. It allows those living anywhere in the country to present themselves as preppies even if they have never been to Cape Cod. Here are some recommendations for achieving the real preppy look through a few decorative details:

Pattern play

While the preppy home may look comfortable and easy, it is anything but. What makes the signature preppy s...



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Make Your Home Weather Resistant

Wed, May 22nd 2024 8:38 am by Rosette Garcia Buyer Tips

From the scorching summer heat to the bitter cold of winter snowstorms, it is essential to make your home weather resistant no matter what Mother Nature throws at you. An added benefit is that weatherproofing prevents mold and mildew from growing, which can have a negative impact on your health. Here are some practical tips that even a newbie homeowner can do to make the exterior of their home weather resistant right now:

Inspect the roof

Your roof is your home's first line of defense against the elements. It is important to inspect your roof regularly to check for any damaged or missing shingles. These should be replaced immediately. In regions that receive heavy snowfall, make sure yo...



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Yeah, Baby: '70s Interior Design Is Back

Fri, May 17th 2024 1:00 pm by Adrianne Anderson Just For Fun

You may not have to look any further than your parents' attic and basement to uncover authentic treasures from the 1970s. With the recent appreciation for maximalist style, it's little wonder why '70s style would come bouncing back to the interior design scene. The '70s were known for over-the-top "more is more" style. There is a wide variety of eclectic styles from the era to choose from, including hippie chic, boho, disco and psychedelic.

The warm, earthy, burnt orange and avocado green tones of the '70s can still pleasingly mingle alongside bolder oranges, yellows and greens to create this retro color palette. While shades of brown were all the rage back in the day, the more muted col...



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HELOC Fraud: Here's How To Protect Yourself

Thu, May 16th 2024 2:00 pm by Adrianne Anderson Buyer Tips

A HELOC allows you to borrow against the equity in your home. Equity is the difference between what you owe on your mortgage and what your home is worth. Say your home is worth $400,000 and you owe $200,000 on your mortgage. That means you have $200,000 in equity.

You might then qualify for a HELOC of $170,000. With a HELOC, though, you don't have to borrow the full $170,000. You might borrow $40,000 for a major kitchen remodel. If that's all you borrow, then that's what you pay back, with interest. You'll pay back what you borrow with regular monthly payments.

Homeowners like HELOCs because they come with flexibility: You only borrow what you need. That's how this borrowing vehicle dif...



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A Concrete Idea: Decorating With Micro Cement

Wed, May 15th 2024 10:00 am by Adrianne Anderson General Real Estate

Micro cement coating has become a popular option for both indoor and outdoor walls, floors and ceilings due to the many advantages it offers. What are some of these advantages? To start, micro cement is a smart choice for bathrooms and kitchens as it provides a hygienic and stain-free surface. The material is slip-proof and mold free, which makes it a smart choice for shower floors as well. Because it is a good conductor of heat, many choose to install micro cement over underfloor heating.

Micro cement adheres well to the top surface of many renovation projects without creating any waste. This includes tile, wood, plaster, marble and ceramic surfaces. Another feature in its favor is that...



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Your Home is Not Guaranteed to Sell

Tue, May 14th 2024 2:00 pm by Adrianne Anderson Seller Tips

Adrianne and I can guarantee that we will sell your house if you have infinite resources and no requirements for updates or timeframe or price. Most of our clients, however, have a bottom dollar and they have circumstances in their lives that provide challenges when selling their property. When we meet with our clients, we consider their timeframe, the condition of their property and the price they want to sell it for. Our goal is to help our clients sell their home while balancing time, price and condition in an ever changing market. If it doesn’t make financial sense or our clients don’t have the ability to make updates, we often list properties that need updates. If our clients don’t m...



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When the Kitchen Is Always Open

Mon, May 13th 2024 10:00 am by Adrianne Anderson General Real Estate

The open kitchen concept has its fan base among those who love the idea of seamlessly integrating their kitchens with their living and dining rooms. In this configuration, the cook is not isolated in the kitchen. The open plan allows for the chef to share food prep and cooking responsibilities with family and friends in a more inclusive way.

But before you decide to start taking down walls, here are some of the pros and cons to consider:

The pros

Inclusiveness — As already mentioned, the open design allows for the kitchen to become more inclusive. The kitchen not only functions as the place for food preparation, but it can also be the place where children do homework while being superv...



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Why May is One of Our Favorite Months

Thu, May 9th 2024 6:00 pm by Adrianne Anderson Local Advice

May is a great month in coastal South Carolina for a variety of reasons. With our sub-tropical climate, the weather warms up and most cold snaps are gone. The temperature ranges from the 70’s in the morning and evening and 80’s during the day. Because schools aren’t out, the restaurants and tourist attractions aren’t over crowded. This is the perfect time as a local to get out and about and enjoy all the things that make our area a popular destination for visitors. 

Our family likes to enjoy the beach all year but the strand is typically less crowded in May and you can bring outdoor games that take up room. In the summer, it can be rude to set up bocce, Kuub, or horseshoes when other fol...



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April 2024 Market Recap

Thu, May 9th 2024 4:39 pm by Adrianne Anderson Market Updates

April is the beginning of the “Spring” market when traditionally, more folks list their home for sale. Families with children begin a plan to move around the school schedule and will list in April in hopes of a June closing. Our market is impacted by this but, since we are a destination and retirement area, many of our buyers aren’t concerned at all about the school calendar. April can also be the month where folks finish their taxes and (A): get a rebate check to help with a down payment or (B): are told by their accountant about the tax benefits of having an investment property. 

According to the Coastal Carolina Association of Realtors, the median price for all property types increase...



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All That Glitters Is Gold: The Gilded Age Decor Revival

Sun, Apr 28th 2024 11:00 am by Rosette Garcia Buyer Tips

It's not called the Gilded Age without a good reason. The hallmark of this decor style is opulence and glamour displayed through ornate gold leaf furnishings and architecture. This over-the-top interior style is gaining interest among fans of both "Bridgerton" and "The Gilded Age." Of course, very few people live like that anymore, but nevertheless, designers are seeking ways to blend lavish Gilded Age style touches creatively and judiciously in sparser contemporary spaces. Here are some 19th-century-inspired decor ideas to help you live in grand Gilded Age style:

Front halls and vestibules

These are often overlooked today though they were once important places for receiving guests and ...



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Using Home Equity To Build a Business

Sat, Apr 27th 2024 10:00 am by Rosette Garcia Buyer Tips

While it is possible — and sometimes desirable — to use a business loan to start a business, you can also use your house for the seed money. Two options are a home equity line of credit or a home equity loan:

A HELOC is a debt secured by your home. It is similar to a mortgage.
Home equity loans involve borrowing against your equity stake in your house. Your equity stake is the portion you own outright; depending on the lender, you may be able to borrow up to 80% of this equity.
Exploring the differences

With a HELOC, you can use the funds, repay them and then borrow again. The period during which you can borrow (or "draw") money is often 10 years. After that, you enter the repayment perio...



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JUST LISTED and OPEN HOUSE! 2683 Pegasus Place Myrtle Beach, SC 29577

Fri, Apr 26th 2024 4:00 pm by Rosette Garcia Listings to Check Out

Enjoy being at the end of a quiet street but in a neighborhood that boasts close proximity to Market Common, Myrtle Beach Airport, and all the fun the Grand Strand has to offer. As you enter the home, you will adore the open floor plan and gathering in the well appointed kitchen with large pantry, stainless steel appliances, granite counters and a spacious island. The dining area and living room lead to a screened porch and wooded backyard for privacy and enjoying quiet afternoons. The first floor offers a guest bedroom, full bathroom, as well as a two car garage. Check out the virtual 3D Matterport Tour and schedule your appointment today!

Adrianne will be hosting an open house on Satur...



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