Posts filed under Buyer Tips



Why working with a professional real estate expert matters.
Posted Fri, Feb 16th 2024 10:30 am
Working with professional experts means having the absolute best toolkit at our disposal that we are putting to work for you. From the first time we meet or talk, we are already putting together th...

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Consider a Fannie Mae HomeStyle Renovation Loan
Posted Wed, Feb 14th 2024 10:00 am
A Fannie Mae HomeStyle loan lets you wrap both the price of the home you are buying and its estimated repair costs into a single mortgage. Say you are buying a home that costs $235,000 and you are ...

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How To Speed Up Your Refinance
Posted Fri, Feb 2nd 2024 10:00 am
When you refinance, you are swapping out your current mortgage loan for a new one. Your lender will need to check your credit reports and credit score and make sure your monthly income is high enou...

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Is 2024 the Year You Buy a Home
Posted Fri, Feb 2nd 2024 8:52 am
Our goal is to help people achieve their goals. It might surprise you to learn that I help people make the decision to not buy real estate all the time. The time to buy real estate is not always “N...

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Is a Foreclosure Right For You?
Posted Sun, Jan 7th 2024 1:00 pm
Foreclosures are on everyone’s mind as an opportunity for an investment, a first flip, or a great way to buy in our market. This article clears the air about some common misconceptions about forecl...

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Is 2024 the year you buy an investment property?
Posted Fri, Jan 5th 2024 3:00 pm
If one of your goals this year is to buy an investment property, this article will help you learn more about how many folks take that first leap. It also provides questions you should ask yourself ...

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Is 2024 Your Year to Upsize/Downsize?
Posted Sat, Dec 23rd 2023 9:00 am
Is 2024 the year that you finally make a move so that your life fits your house? This article explores the challenges of upsizing and downsizing. We also share tips and tricks to make the transitio...

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Why Are There So Many Credit Scores?
Posted Wed, Dec 20th 2023 9:00 am
Most lenders today rely on your FICO credit score to determine whether to approve your application for a mortgage and when assigning an interest rate to your loan. Generally, the higher your FICO s...

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A Cash-Out Refinance Can Be a Lifeline
Posted Sat, Dec 9th 2023 10:00 am
A cash-out refinance is a way for homeowners with enough equity in their residences to access a lump sum of cash. They can then use that cash for anything they want, from paying down high-interest-...

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Finding a Deal?
Posted Thu, Dec 7th 2023 11:19 am
I was born to make a difference in the lives of others and God gives me opportunities to do so via real estate. Sometimes making a difference a means helping people decide to not move to South Caro...

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Is 2024 The Year You Choose a Realtor?
Posted Thu, Nov 30th 2023 11:15 am
Everyone knows a Realtor. There are more than 5,000 Realtors in the Coastal Carolinas Association of Realtors. Hopefully, one those is Your Realtor.  A Realtor should be an important part of your ...

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Want to Invest in Real Estate? Try the BRRRR Approach
Posted Wed, Nov 22nd 2023 10:00 am
One of the bigger challenges in purchasing investment properties is coming up with enough money for a down payment. Say you want to purchase a single-family home costing $150,000. A down payment of...

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Private Mortgage Insurance: Is It as Bad as You Think?
Posted Tue, Nov 21st 2023 9:00 am
Private mortgage insurance, better known as PMI, provides a type of financial safety net to your lender if you should stop paying your mortgage on time. How much you pay will vary, but PMI typicall...

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Stretch It Out: Is a 40-Year Mortgage Right for You?
Posted Fri, Nov 10th 2023 11:00 am
Like all fixed-rate mortgages, your interest rate will never change with a 40-year, fixed-rate mortgage. Your rate will remain the same until you pay off your loan, refinance your 40-year mortgage ...

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Is a Home Equity Line of Credit Right for You?
Posted Tue, Oct 24th 2023 10:00 am
You know that you can borrow against the equity that you've built in your home, using the funds from home equity loans to pay for whatever you want, whether you're ready to remodel your aging kitch...

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How Do You Claim the Mortgage Interest Tax Deduction?
Posted Sat, Oct 14th 2023 10:00 am
When you make your mortgage payment each month, a portion of your dollars will go toward paying down your loan's principal balance. But a good chunk of your payment will also go toward paying the i...

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How Much Home Can You Afford … Realistically?
Posted Mon, Sep 25th 2023 10:38 am
If you're like many Americans, your home will be the most expensive thing you own. It will be a key part of your estate as you plan for the long term. So you need to think strategically from the ou...

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Should I live in North Carolina or South Carolina?
Posted Tue, Sep 12th 2023 11:29 am
The stats below are compiled from a variety of sources. Surprisingly, NC and SC differ significantly with South Carolina having a significantly lower tax burden. Since it’s the middle of Hurricane ...

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The Three Red Flags of Mortgage Applications
Posted Wed, Aug 30th 2023 10:00 am
When you apply for a home loan, your lender will review your credit reports, check your credit score and pore over your finances to make sure you can afford your monthly mortgage payment. Along the...

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Loan Estimate and Closing Disclosure: Key Docs
Posted Thu, Aug 17th 2023 10:00 am
Your lender is required to send you a loan estimate after you complete your mortgage loan application. This three-page form is important: It lists the important financial details of your mortgage l...

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